Lender in New York · HMDA 2025
loanDepot.com, LLC mortgages in New York
loanDepot.com, LLC's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
loanDepot.com, LLC originated 1,587 owner-occupied single-family loans in New York from 1,966 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $6,040 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.575% (New York: 6.50%).
Loans in NY
1,587
of 1,966 applications
Denial rate
8.8%
Purchase · NY 9.5%
Rate spread
+0.03 pts
Conv. · NY +0.07 pts
Loan amount
$465,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,062 | 955 | 8.8% | 6.575% | +0.03 pts | $6,040 | $465,000 |
| Refinance | 160 | 117 | 20.6% | 6.125% | −0.06 pts | $5,540 | $515,000 |
| Cash-out refinance | 744 | 515 | 29.3% | 6.750% | +0.24 pts | $6,740 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where loanDepot.com, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 31.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Westchester County | 5 | 366 | 4.9% |
| Putnam County | 7 | 32 | 3.1% |
| Orange County | 10 | 84 | 2.4% |
| Rockland County | 10 | 68 | 2.9% |
| Bronx County | 10 | 49 | 2.4% |
| Dutchess County | 11 | 52 | 2.1% |
| Sullivan County | 12 | 13 | 2.1% |
| Schoharie County | 13 | 5 | 2.0% |
| New York County | 14 | 72 | 1.4% |
| Otsego County | 14 | 6 | 1.5% |
| Oneida County | 15 | 35 | 1.9% |
| Jefferson County | 15 | 24 | 2.1% |
| Warren County | 16 | 8 | 1.4% |
| Essex County | 17 | 3 | 1.2% |
| Kings County | 18 | 82 | 1.2% |
| Greene County | 18 | 4 | 1.1% |
| Columbia County | 19 | 6 | 1.2% |
| Niagara County | 20 | 19 | 0.9% |
| Fulton County | 20 | 4 | 0.9% |
| Orleans County | 20 | 4 | 1.2% |
| Allegany County | 20 | 2 | 0.7% |
| Nassau County | 21 | 127 | 1.2% |
| Ulster County | 21 | 15 | 1.0% |
| Chenango County | 21 | 3 | 1.0% |
| Wyoming County | 21 | 3 | 0.9% |
| Suffolk County | 22 | 154 | 1.1% |
| Queens County | 22 | 85 | 1.0% |
| Madison County | 22 | 9 | 1.5% |
| Herkimer County | 22 | 4 | 0.9% |
| Montgomery County | 22 | 3 | 0.7% |
- loanDepot.com, LLC nationwide
- New York mortgage market
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- loanDepot.com, LLC in Florida
- loanDepot.com, LLC in Illinois
- loanDepot.com, LLC in Arizona
- loanDepot.com, LLC in New Jersey
- loanDepot.com, LLC in North Carolina
- loanDepot.com, LLC in Georgia
- loanDepot.com, LLC in Ohio
- loanDepot.com, LLC in South Carolina
- loanDepot.com, LLC in Tennessee
- loanDepot.com, LLC in Pennsylvania
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology