Lender in Florida · HMDA 2025
loanDepot.com, LLC mortgages in Florida
loanDepot.com, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
loanDepot.com, LLC originated 4,703 owner-occupied single-family loans in Florida from 6,603 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $6,670 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.375% (Florida: 6.625%).
Loans in FL
4,703
of 6,603 applications
Denial rate
23.6%
Purchase · FL 12.8%
Rate spread
+0.02 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 4,458 | 3,379 | 23.6% | 6.375% | +0.02 pts | $6,670 | $325,000 |
| Refinance | 466 | 312 | 29.0% | 6.250% | −0.01 pts | $5,900 | $375,000 |
| Cash-out refinance | 1,679 | 1,012 | 37.5% | 6.625% | +0.28 pts | $7,690 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where loanDepot.com, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 47.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hernando County | 4 | 150 | 3.3% |
| Flagler County | 4 | 93 | 3.2% |
| Indian River County | 4 | 78 | 3.1% |
| Nassau County | 4 | 73 | 4.3% |
| Gadsden County | 4 | 15 | 5.4% |
| Madison County | 4 | 5 | 5.8% |
| Taylor County | 4 | 4 | 3.6% |
| Polk County | 5 | 543 | 4.2% |
| Lee County | 5 | 501 | 3.6% |
| St. Lucie County | 5 | 220 | 3.2% |
| Charlotte County | 5 | 104 | 2.4% |
| Okeechobee County | 5 | 16 | 4.6% |
| Sarasota County | 6 | 208 | 3.0% |
| Osceola County | 6 | 168 | 2.4% |
| Leon County | 6 | 127 | 4.6% |
| Wakulla County | 6 | 28 | 4.1% |
| Hendry County | 7 | 19 | 4.0% |
| Jefferson County | 7 | 4 | 3.5% |
| Martin County | 8 | 57 | 2.7% |
| Franklin County | 8 | 3 | 2.9% |
| Calhoun County | 8 | 2 | 2.7% |
| Manatee County | 9 | 177 | 2.2% |
| Collier County | 9 | 102 | 2.3% |
| Holmes County | 10 | 3 | 3.0% |
| Clay County | 11 | 86 | 2.2% |
| Jackson County | 11 | 6 | 2.0% |
| DeSoto County | 11 | 3 | 1.3% |
| Lake County | 12 | 146 | 1.9% |
| Volusia County | 12 | 126 | 1.5% |
| Putnam County | 13 | 8 | 1.4% |
- loanDepot.com, LLC nationwide
- Florida mortgage market
- loanDepot.com, LLC in Texas
- loanDepot.com, LLC in California
- loanDepot.com, LLC in Illinois
- loanDepot.com, LLC in Arizona
- loanDepot.com, LLC in New Jersey
- loanDepot.com, LLC in North Carolina
- loanDepot.com, LLC in Georgia
- loanDepot.com, LLC in Ohio
- loanDepot.com, LLC in South Carolina
- loanDepot.com, LLC in Tennessee
- loanDepot.com, LLC in New York
- loanDepot.com, LLC in Pennsylvania
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology