Lender in California · HMDA 2025
loanDepot.com, LLC mortgages in California
loanDepot.com, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
loanDepot.com, LLC originated 5,621 owner-occupied single-family loans in California from 6,879 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $7,280 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.575% (California: 6.625%).
Loans in CA
5,621
of 6,879 applications
Denial rate
9.6%
Purchase · CA 8.9%
Rate spread
+0.01 pts
Conv. · CA +0.09 pts
Loan amount
$565,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,972 | 3,558 | 9.6% | 6.575% | +0.01 pts | $7,280 | $565,000 |
| Refinance | 1,317 | 1,046 | 17.7% | 6.125% | −0.09 pts | $3,790 | $615,000 |
| Cash-out refinance | 1,590 | 1,017 | 34.7% | 6.575% | +0.12 pts | $7,770 | $415,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where loanDepot.com, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 50.
| County | Rank | Loans | Market share |
|---|---|---|---|
| San Joaquin County | 4 | 367 | 4.4% |
| Solano County | 4 | 223 | 4.5% |
| Santa Barbara County | 4 | 115 | 4.2% |
| Alpine County | 4 | 1 | 8.3% |
| Riverside County | 5 | 804 | 2.9% |
| San Bernardino County | 5 | 507 | 2.5% |
| San Luis Obispo County | 5 | 88 | 3.7% |
| Napa County | 5 | 41 | 4.4% |
| Sacramento County | 6 | 467 | 2.8% |
| San Benito County | 6 | 18 | 2.6% |
| Placer County | 7 | 146 | 2.3% |
| Sierra County | 7 | 1 | 4.2% |
| Yolo County | 8 | 36 | 2.2% |
| Modoc County | 9 | 1 | 2.3% |
| Kern County | 10 | 195 | 2.1% |
| Inyo County | 10 | 2 | 1.8% |
| Contra Costa County | 11 | 247 | 2.1% |
| Yuba County | 11 | 32 | 2.3% |
| Tulare County | 12 | 86 | 2.0% |
| Monterey County | 12 | 46 | 2.0% |
| Stanislaus County | 13 | 90 | 1.9% |
| Tuolumne County | 13 | 7 | 1.2% |
| Orange County | 14 | 271 | 1.3% |
| Sonoma County | 14 | 72 | 1.8% |
| El Dorado County | 14 | 35 | 1.3% |
| Merced County | 15 | 29 | 1.3% |
| Los Angeles County | 16 | 669 | 1.3% |
| Amador County | 16 | 8 | 1.6% |
| San Diego County | 17 | 368 | 1.3% |
| Alameda County | 17 | 154 | 1.1% |
- loanDepot.com, LLC nationwide
- California mortgage market
- loanDepot.com, LLC in Texas
- loanDepot.com, LLC in Florida
- loanDepot.com, LLC in Illinois
- loanDepot.com, LLC in Arizona
- loanDepot.com, LLC in New Jersey
- loanDepot.com, LLC in North Carolina
- loanDepot.com, LLC in Georgia
- loanDepot.com, LLC in Ohio
- loanDepot.com, LLC in South Carolina
- loanDepot.com, LLC in Tennessee
- loanDepot.com, LLC in New York
- loanDepot.com, LLC in Pennsylvania
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology