Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender profile · HMDA 2025

Meadowbrook Financial Mortgage Bankers Corp.: 2025 mortgage rates, costs & approvals

How Meadowbrook Financial Mortgage Bankers Corp. priced and approved home loans in 2025, measured against every lender in the official HMDA records.

HMDA legal name: MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. · LEI 2549008X67CV1MNM7747

In 2025, Meadowbrook Financial Mortgage Bankers Corp. originated 956 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 19 states — 476th by volume among the 2,017 lenders profiled here.

On conventional 30-year fixed purchase loans its median rate was 6.875% (all lenders: 6.625%); its median rate spread was 36 basis points above the national median. Median conventional loan costs were $12,060, 117% higher than the national median ($5,570).

It denied 10.4% of completed home-purchase applications (all lenders: 8.5%).

Loans
956
of 1,062 applications
Denial rate
10.4%
Purchase · all 8.5%
30-yr fixed rate
6.875%
Conv. · all 6.625%
Loan costs
$12,060
Conv. · all $5,570
Loan amount
$525,000
Purchase · all $335,000
Borrower income
$157,000
Purchase · all $116,000

How Meadowbrook Financial Mortgage Bankers Corp. priced home-purchase loans

Purchase loans, 2025Meadowbrook Financial Mortgage Bankers Corp.All lenders
30-year fixed rate · conventional6.875%6.625%
30-year fixed rate · FHA6.500%6.250%
30-year fixed rate · VA6.490%6.125%
15-year fixed rate · conventional—5.875%
Rate spread vs. APOR · conventional+0.49 pts+0.13 pts
Total loan costs · conventional$12,060$5,570
Total loan costs · FHA$23,000$11,310
Total loan costs · VA$11,200$6,490
Origination charges (all types)$7,650$1,860
Borrowers paying discount points78.8%51.3%
Points paid, when paid (% of loan)1.50%0.87%
Borrowers receiving lender credits29.6%33.1%

Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.

Loan mix and borrowers

By loan type

Conventional 69.4% 663
FHA 28.0% 268
VA 2.5% 24
USDA 0.1% 1

By purpose

Home purchase 83.6% 799
Refinance 3.2% 31
Cash-out refinance 13.2% 126
Home value
$635,000
Median, purchase loans
Down payment
11.7%
All lenders 10%
Refi rate
6.125%
30-yr fixed, conventional
Refi denial rate
3.1%
Cash-out 2.3%

Why Meadowbrook Financial Mortgage Bankers Corp. denied purchase applications

Debt-to-income ratio 49.5% 46
Collateral (appraisal/property) 18.3% 17
Other 12.9% 12
Unverifiable information 9.7% 9
Credit history 6.5% 6
Employment history 3.2% 3

First reason the lender reported for each denied home-purchase application.

Where Meadowbrook Financial Mortgage Bankers Corp. lends

StateLoansApplicationsPurchase denial rate30-yr rate*Loan costs*
New York5936529.2%6.750%$12,440
Florida16919111.8%6.750%$7,480
Connecticut728010.5%7.375%$14,840
New Jersey697813.3%6.875%$12,160
Pennsylvania1616———
North Carolina810———
Georgia68———
South Carolina66———
Arizona55———
Texas33———
Delaware22———
Tennessee22———
Maryland12———
Virginia12———
Colorado11———
Massachusetts11———
Ohio11———
Illinois01———
Michigan01———

*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Meadowbrook Financial Mortgage Bankers Corp.'s page for that state.

Counties where Meadowbrook Financial Mortgage Bankers Corp. is a top lender

CountyRankLoansMarket share
Bronx County, NY14391.9%
Queens County, NY181231.4%
Nassau County, NY201451.4%
Suffolk County, NY241471.1%

Check Meadowbrook Financial Mortgage Bankers Corp. yourself

This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.

Lenders of similar size

Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology