Lender in Colorado · HMDA 2025
New American Funding mortgages in Colorado
New American Funding's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
New American Funding originated 1,052 owner-occupied single-family loans in Colorado from 1,130 completed applications, making it the state's #19 lender by volume.
Its median conventional purchase loan costs were $6,460 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
1,052
of 1,130 applications
Denial rate
1.7%
Purchase · CO 6.3%
Rate spread
+0.31 pts
Conv. · CO +0.04 pts
Loan amount
$435,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 822 | 806 | 1.7% | 6.625% | +0.31 pts | $6,460 | $435,000 |
| Refinance | 152 | 132 | 13.2% | 6.624% | +0.19 pts | $5,280 | $445,000 |
| Cash-out refinance | 156 | 114 | 26.9% | 6.875% | +0.59 pts | $8,410 | $385,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where New American Funding ranks in the top 25
Showing the 30 counties where it ranks highest, of 31.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Summit County | 3 | 42 | 8.4% |
| Lake County | 3 | 6 | 5.0% |
| Mineral County | 3 | 2 | 16.7% |
| Delta County | 4 | 24 | 5.5% |
| Cheyenne County | 4 | 1 | 7.7% |
| Baca County | 5 | 1 | 7.7% |
| Grand County | 6 | 8 | 2.8% |
| Montrose County | 9 | 16 | 2.7% |
| Prowers County | 10 | 1 | 1.2% |
| Moffat County | 12 | 3 | 1.7% |
| Morgan County | 13 | 6 | 1.5% |
| Clear Creek County | 14 | 3 | 1.7% |
| Logan County | 14 | 3 | 1.3% |
| Douglas County | 15 | 116 | 1.4% |
| Adams County | 16 | 132 | 1.5% |
| Mesa County | 16 | 34 | 1.3% |
| Yuma County | 16 | 1 | 1.4% |
| Denver County | 17 | 105 | 1.2% |
| Bent County | 17 | 1 | 2.4% |
| Washington County | 17 | 1 | 1.6% |
| Arapahoe County | 18 | 120 | 1.2% |
| Jefferson County | 18 | 115 | 1.2% |
| Elbert County | 18 | 10 | 1.1% |
| La Plata County | 18 | 5 | 0.7% |
| Park County | 18 | 5 | 1.2% |
| Garfield County | 20 | 8 | 1.1% |
| Fremont County | 20 | 7 | 1.1% |
| Alamosa County | 22 | 1 | 1.2% |
| Pueblo County | 23 | 24 | 0.9% |
| Teller County | 25 | 4 | 0.7% |
- New American Funding nationwide
- Colorado mortgage market
- New American Funding in Texas
- New American Funding in California
- New American Funding in Georgia
- New American Funding in Illinois
- New American Funding in Florida
- New American Funding in Missouri
- New American Funding in Pennsylvania
- New American Funding in Minnesota
- New American Funding in Washington
- New American Funding in Ohio
- New American Funding in Tennessee
- New American Funding in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology