Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Alabama · HMDA 2025

Newrez LLC mortgages in Alabama

Newrez LLC's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.

Newrez LLC originated 692 owner-occupied single-family loans in Alabama from 1,109 completed applications, making it the state's #25 lender by volume.

Its median conventional purchase loan costs were $4,520 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.625% (Alabama: 6.562%).

Loans in AL
692
of 1,109 applications
Denial rate
10.6%
Purchase · AL 9.1%
Rate spread
+0.29 pts
Conv. · AL +0.17 pts
Loan amount
$245,000
Purchase · AL $265,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase29226010.6%6.625%+0.29 pts$4,520$245,000
Refinance36725028.9%6.125%−0.01 pts$4,300$305,000
Cash-out refinance45018259.1%6.990%+0.71 pts$5,810$185,000

*Conventional loans only; medians with at least 20 loans.

Alabama counties where Newrez LLC ranks in the top 25

Showing the 30 counties where it ranks highest, of 35.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology