Lender in Montana · HMDA 2025
Pennymac Loan Services, LLC mortgages in Montana
Pennymac Loan Services, LLC's 2025 home-purchase and refinance lending in Montana, compared with all lenders in the state.
Pennymac Loan Services, LLC originated 200 owner-occupied single-family loans in Montana from 249 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $6,540 versus $6,560 for all Montana lenders, at a median 30-year fixed rate of 6.624% (Montana: 6.625%).
Loans in MT
200
of 249 applications
Denial rate
8.3%
Purchase · MT 7.7%
Rate spread
+0.18 pts
Conv. · MT +0.15 pts
Loan amount
$455,000
Purchase · MT $365,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 84 | 77 | 8.3% | 6.624% | +0.18 pts | $6,540 | $455,000 |
| Refinance | 69 | 59 | 8.7% | — | −0.18 pts | $6,550 | $385,000 |
| Cash-out refinance | 96 | 64 | 30.2% | 6.624% | +0.08 pts | $7,640 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Montana counties where Pennymac Loan Services, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lake County | 6 | 9 | 3.4% |
| Jefferson County | 7 | 7 | 3.8% |
| Sanders County | 7 | 6 | 5.1% |
| Blaine County | 7 | 2 | 8.3% |
| Valley County | 8 | 3 | 5.0% |
| Dawson County | 9 | 3 | 4.0% |
| Liberty County | 9 | 1 | 6.7% |
| Lincoln County | 10 | 5 | 2.0% |
| Madison County | 10 | 4 | 3.0% |
| Custer County | 10 | 3 | 2.2% |
| Flathead County | 11 | 32 | 2.2% |
| Lewis and Clark County | 13 | 18 | 1.7% |
| Cascade County | 14 | 14 | 1.2% |
| Beaverhead County | 14 | 2 | 2.1% |
| Gallatin County | 16 | 22 | 1.5% |
| Ravalli County | 17 | 9 | 1.7% |
| Broadwater County | 17 | 3 | 1.9% |
| Roosevelt County | 18 | 1 | 2.9% |
| Missoula County | 20 | 13 | 1.1% |
| Silver Bow County | 20 | 5 | 1.1% |
| Pondera County | 21 | 1 | 2.1% |
| Yellowstone County | 23 | 26 | 1.1% |
| Carbon County | 23 | 2 | 1.5% |
- Pennymac Loan Services, LLC nationwide
- Montana mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology