Lender in California · HMDA 2025
PHH Mortgage Corporation mortgages in California
PHH Mortgage Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
PHH Mortgage Corporation originated 380 owner-occupied single-family loans in California from 488 completed applications.
Loans in CA
380
of 488 applications
Denial rate
19.4%
Purchase · CA 8.9%
Rate spread
—
Conv. · CA +0.09 pts
Loan amount
$595,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 31 | 24 | 19.4% | — | — | — | $595,000 |
| Refinance | 221 | 176 | 18.6% | 5.990% | −0.24 pts | $4,020 | $595,000 |
| Cash-out refinance | 236 | 180 | 22.9% | 6.625% | +0.27 pts | $7,830 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology