Lender in Illinois · HMDA 2025
PHH Mortgage Corporation mortgages in Illinois
PHH Mortgage Corporation's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
PHH Mortgage Corporation originated 200 owner-occupied single-family loans in Illinois from 250 completed applications.
Its median conventional purchase loan costs were $6,550 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
200
of 250 applications
Denial rate
7.0%
Purchase · IL 9.2%
Rate spread
+0.21 pts
Conv. · IL +0.27 pts
Loan amount
$365,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 43 | 39 | 7.0% | 6.750% | +0.21 pts | $6,550 | $365,000 |
| Refinance | 104 | 85 | 15.4% | 6.125% | −0.05 pts | $3,620 | $375,000 |
| Cash-out refinance | 103 | 76 | 26.2% | 6.990% | +0.73 pts | $6,130 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where PHH Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jasper County | 21 | 1 | 1.4% |
| Wabash County | 25 | 1 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology