Lender in Florida · HMDA 2025
PHH Mortgage Corporation mortgages in Florida
PHH Mortgage Corporation's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
PHH Mortgage Corporation originated 336 owner-occupied single-family loans in Florida from 430 completed applications.
Its median conventional purchase loan costs were $6,370 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
336
of 430 applications
Denial rate
17.2%
Purchase · FL 12.8%
Rate spread
+0.11 pts
Conv. · FL +0.14 pts
Loan amount
$255,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 64 | 52 | 17.2% | 6.625% | +0.11 pts | $6,370 | $255,000 |
| Refinance | 167 | 144 | 11.4% | 6.125% | −0.10 pts | $6,120 | $375,000 |
| Cash-out refinance | 199 | 140 | 27.6% | 6.875% | +0.42 pts | $7,370 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology