Lender in Alabama · HMDA 2025
PHH Mortgage Corporation mortgages in Alabama
PHH Mortgage Corporation's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
PHH Mortgage Corporation originated 227 owner-occupied single-family loans in Alabama from 247 completed applications.
Its median conventional purchase loan costs were $3,990 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.49% (Alabama: 6.562%).
Loans in AL
227
of 247 applications
Denial rate
2.6%
Purchase · AL 9.1%
Rate spread
+0.06 pts
Conv. · AL +0.17 pts
Loan amount
$255,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 116 | 112 | 2.6% | 6.490% | +0.06 pts | $3,990 | $255,000 |
| Refinance | 86 | 79 | 5.8% | 6.490% | +0.01 pts | $3,900 | $295,000 |
| Cash-out refinance | 45 | 36 | 17.8% | 6.990% | +1.08 pts | $5,420 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where PHH Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tallapoosa County | 4 | 20 | 4.4% |
| Chilton County | 22 | 5 | 1.0% |
| Houston County | 23 | 17 | 1.2% |
| Lauderdale County | 23 | 15 | 1.1% |
| Lee County | 24 | 25 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology