Lender in Georgia · HMDA 2025
PHH Mortgage Corporation mortgages in Georgia
PHH Mortgage Corporation's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
PHH Mortgage Corporation originated 243 owner-occupied single-family loans in Georgia from 289 completed applications.
Loans in GA
243
of 289 applications
Denial rate
10.0%
Purchase · GA 9.9%
Rate spread
—
Conv. · GA +0.13 pts
Loan amount
—
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 20 | 17 | 10.0% | — | — | — | — |
| Refinance | 112 | 96 | 9.8% | 5.990% | −0.19 pts | $5,220 | $345,000 |
| Cash-out refinance | 157 | 130 | 15.9% | 6.990% | +0.58 pts | $7,070 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where PHH Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bacon County | 19 | 1 | 2.5% |
| Murray County | 24 | 4 | 1.0% |
| Coffee County | 25 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology