Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Kentucky · HMDA 2025

Planet Home Lending, LLC mortgages in Kentucky

Planet Home Lending, LLC's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.

Planet Home Lending, LLC originated 213 owner-occupied single-family loans in Kentucky from 254 completed applications.

Loans in KY
213
of 254 applications
Denial rate
17.2%
Purchase · KY 8.2%
Rate spread
—
Conv. · KY +0.21 pts
Loan amount
$245,000
Purchase · KY $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase877217.2%———$245,000
Refinance13912311.5%———$255,000
Cash-out refinance281835.7%————

*Conventional loans only; medians with at least 20 loans.

Kentucky counties where Planet Home Lending, LLC ranks in the top 25

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology