Lender in Florida · HMDA 2025
PNC Bank, N.A. mortgages in Florida
PNC Bank, N.A.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
PNC Bank, N.A. originated 546 owner-occupied single-family loans in Florida from 715 completed applications.
Its median conventional purchase loan costs were $4,700 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.50% (Florida: 6.625%).
Loans in FL
546
of 715 applications
Denial rate
19.9%
Purchase · FL 12.8%
Rate spread
−0.01 pts
Conv. · FL +0.14 pts
Loan amount
$345,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 573 | 456 | 19.9% | 6.500% | −0.01 pts | $4,700 | $345,000 |
| Refinance | 51 | 36 | 29.4% | — | −0.13 pts | $5,370 | $265,000 |
| Cash-out refinance | 91 | 54 | 39.6% | 6.875% | +0.18 pts | $4,690 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
- PNC Bank, N.A. nationwide
- Florida mortgage market
- PNC Bank, N.A. in Pennsylvania
- PNC Bank, N.A. in Ohio
- PNC Bank, N.A. in California
- PNC Bank, N.A. in Illinois
- PNC Bank, N.A. in Indiana
- PNC Bank, N.A. in Michigan
- PNC Bank, N.A. in Texas
- PNC Bank, N.A. in New Jersey
- PNC Bank, N.A. in North Carolina
- PNC Bank, N.A. in Kentucky
- PNC Bank, N.A. in Maryland
- PNC Bank, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology