Lender in Maryland · HMDA 2025
PNC Bank, N.A. mortgages in Maryland
PNC Bank, N.A.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
PNC Bank, N.A. originated 352 owner-occupied single-family loans in Maryland from 436 completed applications.
Its median conventional purchase loan costs were $4,830 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.375% (Maryland: 6.625%).
Loans in MD
352
of 436 applications
Denial rate
12.8%
Purchase · MD 8.6%
Rate spread
−0.05 pts
Conv. · MD +0.14 pts
Loan amount
$295,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 257 | 222 | 12.8% | 6.375% | −0.05 pts | $4,830 | $295,000 |
| Refinance | 76 | 63 | 14.5% | 6.000% | −0.25 pts | $5,440 | $265,000 |
| Cash-out refinance | 103 | 67 | 32.0% | 6.750% | +0.20 pts | $5,260 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where PNC Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Carroll County | 12 | 40 | 1.7% |
| Talbot County | 25 | 4 | 0.9% |
- PNC Bank, N.A. nationwide
- Maryland mortgage market
- PNC Bank, N.A. in Pennsylvania
- PNC Bank, N.A. in Ohio
- PNC Bank, N.A. in California
- PNC Bank, N.A. in Illinois
- PNC Bank, N.A. in Indiana
- PNC Bank, N.A. in Florida
- PNC Bank, N.A. in Michigan
- PNC Bank, N.A. in Texas
- PNC Bank, N.A. in New Jersey
- PNC Bank, N.A. in North Carolina
- PNC Bank, N.A. in Kentucky
- PNC Bank, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology