Lender in Ohio · HMDA 2025
PNC Bank, N.A. mortgages in Ohio
PNC Bank, N.A.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
PNC Bank, N.A. originated 1,228 owner-occupied single-family loans in Ohio from 1,448 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $4,000 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.50% (Ohio: 6.625%).
Loans in OH
1,228
of 1,448 applications
Denial rate
11.0%
Purchase · OH 7.1%
Rate spread
+0.05 pts
Conv. · OH +0.22 pts
Loan amount
$215,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,089 | 960 | 11.0% | 6.500% | +0.05 pts | $4,000 | $215,000 |
| Refinance | 194 | 145 | 24.7% | 6.250% | −0.05 pts | $3,730 | $205,000 |
| Cash-out refinance | 165 | 123 | 23.6% | 7.000% | +0.44 pts | $3,660 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where PNC Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hocking County | 5 | 11 | 4.1% |
| Holmes County | 10 | 4 | 2.6% |
| Wayne County | 13 | 23 | 1.9% |
| Perry County | 19 | 6 | 1.4% |
| Seneca County | 19 | 5 | 0.9% |
| Madison County | 20 | 9 | 1.1% |
| Henry County | 20 | 4 | 1.3% |
| Cuyahoga County | 21 | 175 | 1.3% |
| Stark County | 21 | 61 | 1.2% |
| Ashland County | 21 | 7 | 1.1% |
| Jackson County | 21 | 4 | 1.3% |
| Harrison County | 22 | 2 | 1.5% |
| Summit County | 23 | 79 | 1.1% |
| Licking County | 23 | 36 | 1.3% |
| Muskingum County | 23 | 9 | 0.8% |
| Lake County | 24 | 34 | 0.9% |
| Morgan County | 25 | 2 | 1.6% |
- PNC Bank, N.A. nationwide
- Ohio mortgage market
- PNC Bank, N.A. in Pennsylvania
- PNC Bank, N.A. in California
- PNC Bank, N.A. in Illinois
- PNC Bank, N.A. in Indiana
- PNC Bank, N.A. in Florida
- PNC Bank, N.A. in Michigan
- PNC Bank, N.A. in Texas
- PNC Bank, N.A. in New Jersey
- PNC Bank, N.A. in North Carolina
- PNC Bank, N.A. in Kentucky
- PNC Bank, N.A. in Maryland
- PNC Bank, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology