Lender in Pennsylvania · HMDA 2025
PNC Bank, N.A. mortgages in Pennsylvania
PNC Bank, N.A.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
PNC Bank, N.A. originated 2,124 owner-occupied single-family loans in Pennsylvania from 2,381 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $4,900 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.375% (Pennsylvania: 6.625%).
Loans in PA
2,124
of 2,381 applications
Denial rate
8.8%
Purchase · PA 6.7%
Rate spread
+0.00 pts
Conv. · PA +0.17 pts
Loan amount
$195,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,009 | 1,820 | 8.8% | 6.375% | +0.00 pts | $4,900 | $195,000 |
| Refinance | 225 | 188 | 13.8% | 6.000% | −0.25 pts | $5,670 | $185,000 |
| Cash-out refinance | 147 | 116 | 21.1% | 6.875% | +0.42 pts | $4,920 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where PNC Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 31.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fayette County | 1 | 134 | 13.1% |
| Washington County | 3 | 151 | 5.9% |
| Allegheny County | 4 | 622 | 4.8% |
| Beaver County | 4 | 108 | 5.3% |
| Lawrence County | 4 | 55 | 6.2% |
| Westmoreland County | 5 | 158 | 4.0% |
| Butler County | 8 | 59 | 2.2% |
| Greene County | 9 | 9 | 3.6% |
| Warren County | 10 | 6 | 1.8% |
| Cameron County | 10 | 1 | 4.3% |
| Mercer County | 12 | 23 | 2.3% |
| Adams County | 13 | 29 | 2.1% |
| Venango County | 13 | 6 | 1.6% |
| Elk County | 13 | 4 | 1.6% |
| McKean County | 14 | 3 | 1.3% |
| Crawford County | 15 | 10 | 1.6% |
| Erie County | 16 | 52 | 2.1% |
| Northampton County | 17 | 52 | 1.4% |
| Forest County | 17 | 1 | 3.9% |
| Jefferson County | 19 | 4 | 1.3% |
| Clearfield County | 20 | 8 | 1.1% |
| Indiana County | 20 | 7 | 1.2% |
| Monroe County | 21 | 23 | 1.0% |
| Clarion County | 21 | 3 | 1.1% |
| Sullivan County | 21 | 1 | 2.2% |
| Centre County | 23 | 10 | 0.8% |
| Lancaster County | 24 | 48 | 0.9% |
| Lycoming County | 24 | 7 | 0.7% |
| Columbia County | 24 | 6 | 1.1% |
| Lackawanna County | 25 | 18 | 0.9% |
- PNC Bank, N.A. nationwide
- Pennsylvania mortgage market
- PNC Bank, N.A. in Ohio
- PNC Bank, N.A. in California
- PNC Bank, N.A. in Illinois
- PNC Bank, N.A. in Indiana
- PNC Bank, N.A. in Florida
- PNC Bank, N.A. in Michigan
- PNC Bank, N.A. in Texas
- PNC Bank, N.A. in New Jersey
- PNC Bank, N.A. in North Carolina
- PNC Bank, N.A. in Kentucky
- PNC Bank, N.A. in Maryland
- PNC Bank, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology