Lender in New Jersey · HMDA 2025
PNC Bank, N.A. mortgages in New Jersey
PNC Bank, N.A.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
PNC Bank, N.A. originated 485 owner-occupied single-family loans in New Jersey from 610 completed applications.
Its median conventional purchase loan costs were $5,650 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.50% (New Jersey: 6.625%).
Loans in NJ
485
of 610 applications
Denial rate
16.0%
Purchase · NJ 8.4%
Rate spread
−0.09 pts
Conv. · NJ +0.12 pts
Loan amount
$385,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 426 | 352 | 16.0% | 6.500% | −0.09 pts | $5,650 | $385,000 |
| Refinance | 79 | 56 | 27.9% | 6.000% | −0.18 pts | $4,470 | $275,000 |
| Cash-out refinance | 105 | 77 | 26.7% | 6.750% | +0.23 pts | $4,750 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where PNC Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hunterdon County | 10 | 33 | 2.1% |
| Mercer County | 22 | 45 | 1.2% |
| Warren County | 24 | 13 | 0.9% |
- PNC Bank, N.A. nationwide
- New Jersey mortgage market
- PNC Bank, N.A. in Pennsylvania
- PNC Bank, N.A. in Ohio
- PNC Bank, N.A. in California
- PNC Bank, N.A. in Illinois
- PNC Bank, N.A. in Indiana
- PNC Bank, N.A. in Florida
- PNC Bank, N.A. in Michigan
- PNC Bank, N.A. in Texas
- PNC Bank, N.A. in North Carolina
- PNC Bank, N.A. in Kentucky
- PNC Bank, N.A. in Maryland
- PNC Bank, N.A. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology