Schumacher Mortgage LLC: 2025 mortgage rates, costs & approvals
How Schumacher Mortgage LLC priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: SCHUMACHER MORTGAGE LLC · LEI 549300QBX5R3ZBD8FR12
In 2025, Schumacher Mortgage LLC originated 454 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 14 states — 767th by volume among the 2,017 lenders profiled here.
It denied 2.5% of completed home-purchase applications (all lenders: 8.5%).
How Schumacher Mortgage LLC priced home-purchase loans
| Purchase loans, 2025 | Schumacher Mortgage LLC | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | — | 6.625% |
| 30-year fixed rate · FHA | — | 6.250% |
| 30-year fixed rate · VA | — | 6.125% |
| 15-year fixed rate · conventional | — | 5.875% |
| Rate spread vs. APOR · conventional | −0.84 pts | +0.13 pts |
| Total loan costs · conventional | $16,030 | $5,570 |
| Total loan costs · FHA | $24,530 | $11,310 |
| Total loan costs · VA | $18,860 | $6,490 |
| Origination charges (all types) | $12,250 | $1,860 |
| Borrowers paying discount points | 93.2% | 51.3% |
| Points paid, when paid (% of loan) | 1.75% | 0.87% |
| Borrowers receiving lender credits | 5.4% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Where Schumacher Mortgage LLC lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Ohio | 181 | 186 | 2.6% | — | $15,940 |
| North Carolina | 102 | 108 | 4.3% | — | $15,090 |
| South Carolina | 79 | 83 | 2.8% | — | $15,550 |
| Pennsylvania | 27 | 28 | — | — | — |
| Indiana | 14 | 14 | — | — | — |
| Louisiana | 14 | 14 | — | — | — |
| Kentucky | 11 | 11 | — | — | — |
| Tennessee | 8 | 8 | — | — | — |
| West Virginia | 6 | 6 | — | — | — |
| Michigan | 5 | 5 | — | — | — |
| Virginia | 3 | 3 | — | — | — |
| Oklahoma | 2 | 2 | — | — | — |
| Georgia | 1 | 1 | — | — | — |
| Mississippi | 1 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Schumacher Mortgage LLC's page for that state.
Counties where Schumacher Mortgage LLC is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Noble County, OH | 10 | 3 | 3.1% |
| Warren County, NC | 13 | 3 | 2.2% |
| Putnam County, OH | 10 | 7 | 1.7% |
| Graham County, NC | 16 | 1 | 1.7% |
| Jackson County, OH | 15 | 5 | 1.6% |
| Saluda County, SC | 22 | 2 | 1.5% |
| Ottawa County, OH | 24 | 5 | 1.0% |
| Wyandot County, OH | 20 | 2 | 0.9% |
| Macon County, NC | 19 | 4 | 0.9% |
| Crawford County, OH | 21 | 4 | 0.9% |
| Hancock County, OH | 23 | 8 | 0.8% |
Check Schumacher Mortgage LLC yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300QBX5R3ZBD8FR12.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Schumacher Mortgage LLC with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology