Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Colorado · HMDA 2025

SWBC Mortgage Corporation mortgages in Colorado

SWBC Mortgage Corporation's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.

SWBC Mortgage Corporation originated 445 owner-occupied single-family loans in Colorado from 482 completed applications.

Its median conventional purchase loan costs were $2,330 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).

Loans in CO
445
of 482 applications
Denial rate
0.3%
Purchase · CO 6.3%
Rate spread
+0.08 pts
Conv. · CO +0.04 pts
Loan amount
$495,000
Purchase · CO $455,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3383080.3%6.625%+0.08 pts$2,330$495,000
Refinance1211141.7%6.375%+0.01 pts$3,700$505,000
Cash-out refinance23230.0%———$485,000

*Conventional loans only; medians with at least 20 loans.

Colorado counties where SWBC Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Boulder County14491.2%
Chaffee County1541.1%
Lake County2221.7%
Routt County2320.6%
Denver County25871.0%
Broomfield County25111.0%
Clear Creek County2521.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology