Lender in Minnesota · HMDA 2025
SWBC Mortgage Corporation mortgages in Minnesota
SWBC Mortgage Corporation's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
SWBC Mortgage Corporation originated 409 owner-occupied single-family loans in Minnesota from 437 completed applications.
Its median conventional purchase loan costs were $5,350 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
409
of 437 applications
Denial rate
2.5%
Purchase · MN 5.2%
Rate spread
+0.23 pts
Conv. · MN +0.15 pts
Loan amount
$305,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 395 | 373 | 2.5% | 6.625% | +0.23 pts | $5,350 | $305,000 |
| Refinance | 33 | 27 | 6.1% | — | −0.05 pts | $7,700 | $315,000 |
| Cash-out refinance | 9 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where SWBC Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Big Stone County | 15 | 1 | 2.3% |
| Chisago County | 17 | 12 | 1.3% |
| Washington County | 20 | 63 | 1.4% |
| Kandiyohi County | 20 | 5 | 1.1% |
| Anoka County | 23 | 59 | 1.1% |
| Ramsey County | 24 | 74 | 1.3% |
| Benton County | 25 | 6 | 1.1% |
- SWBC Mortgage Corporation nationwide
- Minnesota mortgage market
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- SWBC Mortgage Corporation in Tennessee
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- SWBC Mortgage Corporation in Virginia
- SWBC Mortgage Corporation in Maryland
- SWBC Mortgage Corporation in Arkansas
- SWBC Mortgage Corporation in Florida
- SWBC Mortgage Corporation in Pennsylvania
- SWBC Mortgage Corporation in Oklahoma
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology