Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Tennessee · HMDA 2025

SWBC Mortgage Corporation mortgages in Tennessee

SWBC Mortgage Corporation's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.

SWBC Mortgage Corporation originated 569 owner-occupied single-family loans in Tennessee from 610 completed applications.

Its median conventional purchase loan costs were $900 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.625% (Tennessee: 6.624%).

Loans in TN
569
of 610 applications
Denial rate
2.7%
Purchase · TN 7.7%
Rate spread
+0.03 pts
Conv. · TN +0.11 pts
Loan amount
$355,000
Purchase · TN $325,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase5555182.7%6.625%+0.03 pts$900$355,000
Refinance42392.4%6.250%+0.01 pts$4,910$445,000
Cash-out refinance1312—————

*Conventional loans only; medians with at least 20 loans.

Tennessee counties where SWBC Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Jackson County1132.4%
Rutherford County121232.0%
Davidson County141741.7%
Bedford County16101.2%
Stewart County1641.8%
Wilson County20451.3%
Williamson County24450.9%
Sumner County25401.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology