Lender in Texas · HMDA 2025
SWBC Mortgage Corporation mortgages in Texas
SWBC Mortgage Corporation's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
SWBC Mortgage Corporation originated 1,468 owner-occupied single-family loans in Texas from 1,566 completed applications.
Its median conventional purchase loan costs were $5,430 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
1,468
of 1,566 applications
Denial rate
2.5%
Purchase · TX 10.2%
Rate spread
+0.15 pts
Conv. · TX +0.09 pts
Loan amount
$305,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,319 | 1,240 | 2.5% | 6.625% | +0.15 pts | $5,430 | $305,000 |
| Refinance | 175 | 161 | 5.1% | 6.500% | +0.11 pts | $6,640 | $445,000 |
| Cash-out refinance | 72 | 67 | 1.4% | 7.125% | +0.49 pts | $7,430 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where SWBC Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McLennan County | 1 | 242 | 7.7% |
| Falls County | 2 | 10 | 8.3% |
| Karnes County | 2 | 5 | 7.7% |
| Nolan County | 6 | 4 | 3.7% |
| Taylor County | 7 | 64 | 2.7% |
| Bosque County | 7 | 5 | 2.9% |
| Houston County | 7 | 4 | 3.3% |
| Fisher County | 7 | 1 | 4.5% |
| Lee County | 8 | 3 | 2.8% |
| Limestone County | 10 | 3 | 2.2% |
| Bell County | 11 | 150 | 2.0% |
| Coryell County | 11 | 29 | 2.6% |
| Hill County | 11 | 7 | 1.6% |
| Bandera County | 11 | 4 | 1.7% |
| Bowie County | 12 | 23 | 2.7% |
| Eastland County | 12 | 2 | 1.6% |
| Jones County | 13 | 3 | 2.1% |
| Lampasas County | 14 | 7 | 1.9% |
| Uvalde County | 14 | 2 | 1.7% |
| Coleman County | 14 | 1 | 1.9% |
| Wilson County | 15 | 13 | 1.7% |
| Kendall County | 16 | 14 | 1.4% |
| Cass County | 17 | 4 | 1.7% |
| Freestone County | 18 | 2 | 1.3% |
| Mitchell County | 19 | 1 | 2.1% |
| Walker County | 24 | 6 | 1.1% |
- SWBC Mortgage Corporation nationwide
- Texas mortgage market
- SWBC Mortgage Corporation in Tennessee
- SWBC Mortgage Corporation in Georgia
- SWBC Mortgage Corporation in Colorado
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- SWBC Mortgage Corporation in Virginia
- SWBC Mortgage Corporation in Maryland
- SWBC Mortgage Corporation in Arkansas
- SWBC Mortgage Corporation in Florida
- SWBC Mortgage Corporation in Pennsylvania
- SWBC Mortgage Corporation in Oklahoma
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology