Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Florida · HMDA 2025

SWBC Mortgage Corporation mortgages in Florida

SWBC Mortgage Corporation's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.

SWBC Mortgage Corporation originated 279 owner-occupied single-family loans in Florida from 301 completed applications.

Its median conventional purchase loan costs were $3,990 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).

Loans in FL
279
of 301 applications
Denial rate
4.4%
Purchase · FL 12.8%
Rate spread
+0.08 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2732544.4%6.625%+0.08 pts$3,990$325,000
Refinance1613—————
Cash-out refinance1212—————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology