Lender in Florida · HMDA 2025
T2 Financial LLC mortgages in Florida
T2 Financial LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
T2 Financial LLC originated 679 owner-occupied single-family loans in Florida from 799 completed applications.
Its median conventional purchase loan costs were $7,140 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.99% (Florida: 6.625%).
Loans in FL
679
of 799 applications
Denial rate
6.5%
Purchase · FL 12.8%
Rate spread
+0.43 pts
Conv. · FL +0.14 pts
Loan amount
$345,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 722 | 621 | 6.5% | 6.990% | +0.43 pts | $7,140 | $345,000 |
| Refinance | 43 | 31 | 23.3% | — | — | — | $455,000 |
| Cash-out refinance | 34 | 27 | 14.7% | — | +0.33 pts | $7,400 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where T2 Financial LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Broward County | 20 | 138 | 0.8% |
| Columbia County | 22 | 5 | 0.9% |
| Indian River County | 25 | 26 | 1.1% |
| Bay County | 25 | 24 | 0.7% |
- T2 Financial LLC nationwide
- Florida mortgage market
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- T2 Financial LLC in Oklahoma
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology