Lender in Ohio · HMDA 2025
T2 Financial LLC mortgages in Ohio
T2 Financial LLC's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
T2 Financial LLC originated 529 owner-occupied single-family loans in Ohio from 608 completed applications.
Its median conventional purchase loan costs were $5,410 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.875% (Ohio: 6.625%).
Loans in OH
529
of 608 applications
Denial rate
3.8%
Purchase · OH 7.1%
Rate spread
+0.39 pts
Conv. · OH +0.22 pts
Loan amount
$265,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 522 | 461 | 3.8% | 6.875% | +0.39 pts | $5,410 | $265,000 |
| Refinance | 48 | 42 | 4.2% | 6.375% | +0.22 pts | $4,420 | $315,000 |
| Cash-out refinance | 38 | 26 | 15.8% | — | — | — | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where T2 Financial LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Athens County | 4 | 15 | 5.0% |
| Morgan County | 12 | 3 | 2.4% |
| Franklin County | 19 | 199 | 1.2% |
| Crawford County | 20 | 4 | 0.9% |
| Hocking County | 21 | 3 | 1.1% |
| Champaign County | 23 | 5 | 1.1% |
| Perry County | 23 | 4 | 0.9% |
| Fairfield County | 25 | 35 | 1.3% |
| Putnam County | 25 | 2 | 0.5% |
- T2 Financial LLC nationwide
- Ohio mortgage market
- T2 Financial LLC in Texas
- T2 Financial LLC in Florida
- T2 Financial LLC in North Carolina
- T2 Financial LLC in Kentucky
- T2 Financial LLC in Connecticut
- T2 Financial LLC in South Carolina
- T2 Financial LLC in Virginia
- T2 Financial LLC in Illinois
- T2 Financial LLC in Arkansas
- T2 Financial LLC in Pennsylvania
- T2 Financial LLC in Oklahoma
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology