Lender in South Carolina · HMDA 2025
T2 Financial LLC mortgages in South Carolina
T2 Financial LLC's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
T2 Financial LLC originated 372 owner-occupied single-family loans in South Carolina from 419 completed applications.
Its median conventional purchase loan costs were $6,020 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.875% (South Carolina: 6.624%).
Loans in SC
372
of 419 applications
Denial rate
7.1%
Purchase · SC 8.8%
Rate spread
+0.46 pts
Conv. · SC +0.12 pts
Loan amount
$285,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 382 | 343 | 7.1% | 6.875% | +0.46 pts | $6,020 | $285,000 |
| Refinance | 19 | 15 | — | — | — | — | — |
| Cash-out refinance | 18 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where T2 Financial LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marion County | 3 | 11 | 6.3% |
| Horry County | 8 | 215 | 2.4% |
| Georgetown County | 15 | 12 | 1.6% |
| Williamsburg County | 18 | 2 | 1.8% |
| Beaufort County | 21 | 46 | 1.3% |
- T2 Financial LLC nationwide
- South Carolina mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology