Lender in Virginia · HMDA 2025
T2 Financial LLC mortgages in Virginia
T2 Financial LLC's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
T2 Financial LLC originated 304 owner-occupied single-family loans in Virginia from 331 completed applications.
Its median conventional purchase loan costs were $6,990 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).
Loans in VA
304
of 331 applications
Denial rate
0.3%
Purchase · VA 6.9%
Rate spread
+0.22 pts
Conv. · VA +0.10 pts
Loan amount
$335,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 307 | 286 | 0.3% | 6.625% | +0.22 pts | $6,990 | $335,000 |
| Refinance | 18 | 13 | — | — | — | — | — |
| Cash-out refinance | 6 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where T2 Financial LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Amherst County | 7 | 9 | 2.2% |
| Lynchburg city | 8 | 27 | 2.9% |
| Campbell County | 9 | 17 | 2.3% |
| Isle of Wight County | 14 | 14 | 1.6% |
| Bedford County | 16 | 18 | 1.5% |
| Appomattox County | 22 | 3 | 1.2% |
| Charlotte County | 24 | 1 | 1.4% |
| York County | 25 | 9 | 0.8% |
- T2 Financial LLC nationwide
- Virginia mortgage market
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- T2 Financial LLC in Florida
- T2 Financial LLC in North Carolina
- T2 Financial LLC in Ohio
- T2 Financial LLC in Kentucky
- T2 Financial LLC in Connecticut
- T2 Financial LLC in South Carolina
- T2 Financial LLC in Illinois
- T2 Financial LLC in Arkansas
- T2 Financial LLC in Pennsylvania
- T2 Financial LLC in Oklahoma
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology