Lender in Illinois · HMDA 2025
T2 Financial LLC mortgages in Illinois
T2 Financial LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
T2 Financial LLC originated 271 owner-occupied single-family loans in Illinois from 299 completed applications.
Its median conventional purchase loan costs were $7,600 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
271
of 299 applications
Denial rate
4.7%
Purchase · IL 9.2%
Rate spread
+0.34 pts
Conv. · IL +0.27 pts
Loan amount
$355,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 190 | 171 | 4.7% | 6.875% | +0.34 pts | $7,600 | $355,000 |
| Refinance | 94 | 89 | 2.1% | 6.500% | −0.02 pts | $3,050 | $495,000 |
| Cash-out refinance | 15 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where T2 Financial LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Crawford County | 17 | 1 | 1.1% |
- T2 Financial LLC nationwide
- Illinois mortgage market
- T2 Financial LLC in Texas
- T2 Financial LLC in Florida
- T2 Financial LLC in North Carolina
- T2 Financial LLC in Ohio
- T2 Financial LLC in Kentucky
- T2 Financial LLC in Connecticut
- T2 Financial LLC in South Carolina
- T2 Financial LLC in Virginia
- T2 Financial LLC in Arkansas
- T2 Financial LLC in Pennsylvania
- T2 Financial LLC in Oklahoma
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology