Lender in Hawaii · HMDA 2025

United Wholesale Mortgage (UWM) mortgages in Hawaii

United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in Hawaii, compared with all lenders in the state.

United Wholesale Mortgage (UWM) originated 1,154 owner-occupied single-family loans in Hawaii from 1,308 completed applications, making it the state's #1 lender by volume.

Its median conventional purchase loan costs were $10,140 versus $9,790 for all Hawaii lenders, at a median 30-year fixed rate of 6.624% (Hawaii: 6.50%).

Loans in HI

1,154

of 1,308 applications

Denial rate

9.3%

Purchase · HI 10.1%

Rate spread

+0.13 pts

Conv. · HI +0.07 pts

Loan amount

$655,000

Purchase · HI $585,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	777	698	9.3%	6.624%	+0.13 pts	$10,140	$655,000
Refinance	426	381	6.8%	6.125%	−0.14 pts	$8,430	$695,000
Cash-out refinance	105	75	25.7%	6.500%	+0.20 pts	$9,250	$525,000

*Conventional loans only; medians with at least 20 loans.

Hawaii counties where United Wholesale Mortgage (UWM) ranks in the top 25

County	Rank	Loans	Market share
Honolulu County	1	814	11.3%
Hawaii County	1	211	12.3%
Kauai County	1	64	15.3%
Maui County	2	65	7.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology