Lender in New Mexico · HMDA 2025
United Wholesale Mortgage (UWM) mortgages in New Mexico
United Wholesale Mortgage (UWM)'s 2025 home-purchase and refinance lending in New Mexico, compared with all lenders in the state.
United Wholesale Mortgage (UWM) originated 1,887 owner-occupied single-family loans in New Mexico from 2,252 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $5,930 versus $5,210 for all New Mexico lenders, at a median 30-year fixed rate of 6.625% (New Mexico: 6.625%).
Loans in NM
1,887
of 2,252 applications
Denial rate
8.5%
Purchase · NM 8.3%
Rate spread
+0.22 pts
Conv. · NM +0.18 pts
Loan amount
$325,000
Purchase · NM $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,069 | 958 | 8.5% | 6.625% | +0.22 pts | $5,930 | $325,000 |
| Refinance | 718 | 581 | 13.8% | 6.040% | −0.07 pts | $6,590 | $325,000 |
| Cash-out refinance | 465 | 348 | 22.4% | 6.874% | +0.42 pts | $7,150 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
New Mexico counties where United Wholesale Mortgage (UWM) ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sandoval County | 1 | 306 | 9.6% |
| Doña Ana County | 1 | 245 | 9.8% |
| Santa Fe County | 1 | 136 | 8.3% |
| Lincoln County | 1 | 33 | 21.0% |
| Bernalillo County | 2 | 697 | 8.6% |
| San Juan County | 2 | 102 | 11.8% |
| Valencia County | 2 | 82 | 7.2% |
| Taos County | 2 | 23 | 11.4% |
| Rio Arriba County | 2 | 14 | 10.8% |
| Torrance County | 2 | 9 | 8.2% |
| Cibola County | 2 | 5 | 9.6% |
| Curry County | 4 | 45 | 7.6% |
| Grant County | 4 | 10 | 6.0% |
| Luna County | 4 | 9 | 6.8% |
| San Miguel County | 4 | 8 | 7.5% |
| Sierra County | 4 | 8 | 10.0% |
| Otero County | 5 | 43 | 5.7% |
| Chaves County | 5 | 29 | 5.0% |
| Los Alamos County | 5 | 17 | 4.6% |
| Roosevelt County | 5 | 7 | 4.5% |
| Colfax County | 6 | 5 | 5.3% |
| Eddy County | 8 | 25 | 3.5% |
| Lea County | 8 | 18 | 3.4% |
| McKinley County | 8 | 5 | 3.6% |
| Socorro County | 8 | 3 | 3.6% |
| Quay County | 8 | 2 | 6.3% |
| Hidalgo County | 8 | 1 | 7.7% |
- United Wholesale Mortgage (UWM) nationwide
- New Mexico mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology