American Neighborhood Mortgage Acceptance Company LLC: 2025 mortgage rates, costs & approvals
How American Neighborhood Mortgage Acceptance Company LLC priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC · LEI 549300F8C5JA44WNMI75
In 2025, American Neighborhood Mortgage Acceptance Company LLC originated 10,757 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 48 states — 52nd by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 6.75% (all lenders: 6.625%); its median rate spread was 25 basis points above the national median. Median conventional loan costs were $6,730, 21% higher than the national median ($5,570).
It denied 3.3% of completed home-purchase applications (all lenders: 8.5%).
How American Neighborhood Mortgage Acceptance Company LLC priced home-purchase loans
| Purchase loans, 2025 | American Neighborhood Mortgage Acceptance Company LLC | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 6.750% | 6.625% |
| 30-year fixed rate · FHA | 6.500% | 6.250% |
| 30-year fixed rate · VA | 6.250% | 6.125% |
| 15-year fixed rate · conventional | 5.875% | 5.875% |
| Rate spread vs. APOR · conventional | +0.39 pts | +0.13 pts |
| Total loan costs · conventional | $6,730 | $5,570 |
| Total loan costs · FHA | $13,230 | $11,310 |
| Total loan costs · VA | $7,590 | $6,490 |
| Origination charges (all types) | $2,830 | $1,860 |
| Borrowers paying discount points | 64.9% | 51.3% |
| Points paid, when paid (% of loan) | 0.92% | 0.87% |
| Borrowers receiving lender credits | 25.1% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why American Neighborhood Mortgage Acceptance Company LLC denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where American Neighborhood Mortgage Acceptance Company LLC lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Virginia | 2,166 | 2,260 | 3.5% | 6.750% | $6,910 |
| New Jersey | 1,749 | 1,831 | 3.9% | 6.875% | $7,160 |
| Connecticut | 712 | 737 | 2.9% | 6.625% | $6,300 |
| Florida | 706 | 744 | 4.4% | 6.625% | $7,600 |
| New York | 681 | 702 | 2.4% | 6.625% | $6,810 |
| Massachusetts | 632 | 656 | 3.4% | 6.875% | $7,070 |
| Ohio | 502 | 515 | 1.9% | 6.990% | $5,540 |
| Indiana | 460 | 470 | 1.3% | 6.875% | $4,540 |
| Pennsylvania | 367 | 385 | 3.9% | 6.875% | $7,590 |
| Rhode Island | 305 | 325 | 5.9% | 6.875% | $7,250 |
| Minnesota | 294 | 302 | 0.9% | 6.875% | $5,720 |
| Texas | 256 | 266 | 2.9% | 6.625% | $8,030 |
| Maryland | 236 | 244 | 1.9% | 6.750% | $7,390 |
| New Hampshire | 211 | 222 | 4.7% | 6.875% | $5,370 |
| Georgia | 200 | 210 | 5.6% | 6.625% | $8,100 |
| Delaware | 176 | 185 | 4.0% | 6.625% | $8,490 |
| South Carolina | 153 | 155 | 0.8% | 6.875% | $5,880 |
| North Carolina | 146 | 150 | 1.8% | 6.875% | $6,520 |
| South Dakota | 119 | 119 | 0.0% | 6.500% | $6,910 |
| Tennessee | 100 | 102 | 1.2% | 6.625% | $7,360 |
| Arizona | 83 | 85 | 0.0% | — | $7,560 |
| Kentucky | 64 | 65 | 0.0% | 7.000% | $4,930 |
| Maine | 62 | 64 | 1.7% | 6.625% | $4,730 |
| Oklahoma | 56 | 63 | 12.1% | 6.500% | $5,970 |
| Illinois | 46 | 53 | 20.0% | — | — |
| Idaho | 42 | 42 | 0.0% | 6.625% | $10,010 |
| California | 40 | 41 | — | — | — |
| North Dakota | 28 | 29 | 3.9% | — | — |
| Wisconsin | 27 | 28 | 0.0% | — | — |
| Alaska | 22 | 23 | 5.0% | — | — |
| Montana | 22 | 22 | — | — | — |
| Washington | 19 | 19 | — | — | — |
| Michigan | 15 | 16 | — | — | — |
| Vermont | 8 | 9 | — | — | — |
| Louisiana | 7 | 7 | — | — | — |
| Alabama | 6 | 6 | — | — | — |
| West Virginia | 6 | 6 | — | — | — |
| District of Columbia | 5 | 5 | — | — | — |
| Missouri | 5 | 5 | — | — | — |
| Wyoming | 4 | 4 | — | — | — |
| Mississippi | 3 | 4 | — | — | — |
| Arkansas | 3 | 3 | — | — | — |
| Colorado | 3 | 3 | — | — | — |
| Utah | 3 | 3 | — | — | — |
| Iowa | 2 | 2 | — | — | — |
| Nebraska | 2 | 2 | — | — | — |
| Oregon | 2 | 2 | — | — | — |
| Kansas | 1 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open American Neighborhood Mortgage Acceptance Company LLC's page for that state.
Counties where American Neighborhood Mortgage Acceptance Company LLC is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Treasure County, MT | 2 | 1 | 25.0% |
| Divide County, ND | 3 | 2 | 16.7% |
| Dawson County, MT | 2 | 10 | 13.2% |
| McCone County, MT | 3 | 1 | 10.0% |
| Surry County, VA | 2 | 10 | 9.6% |
| Isle of Wight County, VA | 2 | 73 | 8.1% |
| Southampton County, VA | 1 | 19 | 8.0% |
| Portsmouth city, VA | 3 | 160 | 7.8% |
| Hampton city, VA | 3 | 190 | 7.7% |
| McKenzie County, ND | 4 | 10 | 6.9% |
| Chesapeake city, VA | 3 | 337 | 6.8% |
| Newport News city, VA | 4 | 154 | 6.2% |
| Suffolk city, VA | 5 | 154 | 6.2% |
| Norfolk city, VA | 3 | 219 | 6.0% |
| Golden Valley County, ND | 8 | 1 | 5.9% |
Check American Neighborhood Mortgage Acceptance Company LLC yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300F8C5JA44WNMI75.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from American Neighborhood Mortgage Acceptance Company LLC with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology