Lender in Iowa · HMDA 2025
American Pacific Mortgage Corporation mortgages in Iowa
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 235 owner-occupied single-family loans in Iowa from 268 completed applications.
Its median conventional purchase loan costs were $4,020 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.625% (Iowa: 6.375%).
Loans in IA
235
of 268 applications
Denial rate
11.0%
Purchase · IA 6.3%
Rate spread
+0.45 pts
Conv. · IA −0.05 pts
Loan amount
$215,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 246 | 219 | 11.0% | 6.625% | +0.45 pts | $4,020 | $215,000 |
| Refinance | 12 | 9 | — | — | — | — | — |
| Cash-out refinance | 10 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where American Pacific Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marshall County | 1 | 32 | 8.1% |
| Clarke County | 4 | 7 | 5.3% |
| Story County | 5 | 50 | 5.0% |
| Henry County | 6 | 10 | 5.5% |
| Hardin County | 13 | 4 | 2.1% |
| Grundy County | 13 | 3 | 1.5% |
| Des Moines County | 14 | 5 | 1.5% |
| Humboldt County | 14 | 2 | 1.7% |
| Boone County | 17 | 6 | 1.5% |
| Black Hawk County | 20 | 11 | 0.6% |
| Tama County | 20 | 3 | 1.6% |
| Sac County | 20 | 1 | 1.1% |
| Buchanan County | 21 | 2 | 0.8% |
| Audubon County | 21 | 1 | 1.3% |
| Bremer County | 23 | 2 | 0.5% |
| Calhoun County | 23 | 1 | 1.2% |
| Decatur County | 23 | 1 | 1.3% |
| Louisa County | 24 | 1 | 1.3% |
| Hamilton County | 25 | 2 | 1.4% |
- American Pacific Mortgage Corporation nationwide
- Iowa mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Illinois
- American Pacific Mortgage Corporation in Texas
- American Pacific Mortgage Corporation in Washington
- American Pacific Mortgage Corporation in Florida
- American Pacific Mortgage Corporation in Arizona
- American Pacific Mortgage Corporation in Georgia
- American Pacific Mortgage Corporation in Ohio
- American Pacific Mortgage Corporation in Oregon
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Wisconsin
- American Pacific Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology