Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Maryland · HMDA 2025

American Pacific Mortgage Corporation mortgages in Maryland

American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.

American Pacific Mortgage Corporation originated 255 owner-occupied single-family loans in Maryland from 293 completed applications.

Its median conventional purchase loan costs were $8,720 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.75% (Maryland: 6.625%).

Loans in MD
255
of 293 applications
Denial rate
10.2%
Purchase · MD 8.6%
Rate spread
+0.55 pts
Conv. · MD +0.14 pts
Loan amount
$365,000
Purchase · MD $405,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase27424610.2%6.750%+0.55 pts$8,720$365,000
Refinance106—————
Cash-out refinance93—————

*Conventional loans only; medians with at least 20 loans.

Maryland counties where American Pacific Mortgage Corporation ranks in the top 25

CountyRankLoansMarket share
Washington County25231.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology