Lender in Minnesota · HMDA 2025
American Pacific Mortgage Corporation mortgages in Minnesota
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 232 owner-occupied single-family loans in Minnesota from 259 completed applications.
Its median conventional purchase loan costs were $6,270 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.75% (Minnesota: 6.625%).
Loans in MN
232
of 259 applications
Denial rate
8.1%
Purchase · MN 5.2%
Rate spread
+0.47 pts
Conv. · MN +0.15 pts
Loan amount
$265,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 209 | 192 | 8.1% | 6.750% | +0.47 pts | $6,270 | $265,000 |
| Refinance | 16 | 12 | — | — | — | — | — |
| Cash-out refinance | 34 | 28 | 17.6% | — | — | — | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where American Pacific Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Beltrami County | 8 | 11 | 4.1% |
| Carlton County | 10 | 13 | 2.6% |
| Cass County | 11 | 8 | 2.3% |
| Clearwater County | 12 | 2 | 2.2% |
| Traverse County | 14 | 1 | 3.0% |
| Pope County | 16 | 2 | 1.8% |
| St. Louis County | 19 | 33 | 1.4% |
| Aitkin County | 19 | 3 | 1.5% |
| McLeod County | 25 | 4 | 0.8% |
| Pennington County | 25 | 1 | 0.9% |
- American Pacific Mortgage Corporation nationwide
- Minnesota mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Illinois
- American Pacific Mortgage Corporation in Texas
- American Pacific Mortgage Corporation in Washington
- American Pacific Mortgage Corporation in Florida
- American Pacific Mortgage Corporation in Arizona
- American Pacific Mortgage Corporation in Georgia
- American Pacific Mortgage Corporation in Ohio
- American Pacific Mortgage Corporation in Oregon
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Wisconsin
- American Pacific Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology