Lender in Utah · HMDA 2025
American Pacific Mortgage Corporation mortgages in Utah
American Pacific Mortgage Corporation's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
American Pacific Mortgage Corporation originated 361 owner-occupied single-family loans in Utah from 400 completed applications.
Its median conventional purchase loan costs were $5,520 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.625% (Utah: 6.50%).
Loans in UT
361
of 400 applications
Denial rate
5.5%
Purchase · UT 6.5%
Rate spread
+0.27 pts
Conv. · UT +0.05 pts
Loan amount
$425,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 312 | 295 | 5.5% | 6.625% | +0.27 pts | $5,520 | $425,000 |
| Refinance | 57 | 43 | 22.8% | — | +0.11 pts | $5,090 | $405,000 |
| Cash-out refinance | 31 | 23 | 25.8% | — | — | — | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where American Pacific Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Daggett County | 1 | 2 | 25.0% |
| Piute County | 7 | 1 | 5.9% |
| Weber County | 11 | 85 | 1.8% |
| Box Elder County | 11 | 20 | 1.7% |
| Davis County | 17 | 79 | 1.5% |
| Carbon County | 18 | 4 | 1.2% |
- American Pacific Mortgage Corporation nationwide
- Utah mortgage market
- American Pacific Mortgage Corporation in California
- American Pacific Mortgage Corporation in Illinois
- American Pacific Mortgage Corporation in Texas
- American Pacific Mortgage Corporation in Washington
- American Pacific Mortgage Corporation in Florida
- American Pacific Mortgage Corporation in Arizona
- American Pacific Mortgage Corporation in Georgia
- American Pacific Mortgage Corporation in Ohio
- American Pacific Mortgage Corporation in Oregon
- American Pacific Mortgage Corporation in Tennessee
- American Pacific Mortgage Corporation in Wisconsin
- American Pacific Mortgage Corporation in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology