Lender in Alabama · HMDA 2025
Canopy Mortgage, LLC mortgages in Alabama
Canopy Mortgage, LLC's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Canopy Mortgage, LLC originated 1,032 owner-occupied single-family loans in Alabama from 1,053 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $7,550 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.375% (Alabama: 6.562%).
Loans in AL
1,032
of 1,053 applications
Denial rate
0.7%
Purchase · AL 9.1%
Rate spread
+0.11 pts
Conv. · AL +0.17 pts
Loan amount
$285,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 966 | 947 | 0.7% | 6.375% | +0.11 pts | $7,550 | $285,000 |
| Refinance | 54 | 54 | 0.0% | 6.500% | +0.13 pts | $7,840 | $305,000 |
| Cash-out refinance | 33 | 31 | 3.0% | — | — | — | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Canopy Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marshall County | 1 | 120 | 9.5% |
| Russell County | 2 | 84 | 8.5% |
| Lee County | 4 | 150 | 5.3% |
| Jackson County | 4 | 40 | 7.1% |
| Madison County | 7 | 248 | 3.2% |
| Cleburne County | 7 | 4 | 3.0% |
| St. Clair County | 11 | 35 | 2.2% |
| DeKalb County | 12 | 17 | 2.4% |
| Limestone County | 16 | 54 | 1.9% |
| Etowah County | 18 | 16 | 1.3% |
| Jefferson County | 21 | 84 | 1.1% |
| Morgan County | 22 | 19 | 1.1% |
| Clarke County | 24 | 2 | 1.3% |
- Canopy Mortgage, LLC nationwide
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- Canopy Mortgage, LLC in Nevada
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- Canopy Mortgage, LLC in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology