Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Washington · HMDA 2025

Canopy Mortgage, LLC mortgages in Washington

Canopy Mortgage, LLC's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.

Canopy Mortgage, LLC originated 697 owner-occupied single-family loans in Washington from 712 completed applications.

Its median conventional purchase loan costs were $10,020 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.50% (Washington: 6.625%).

Loans in WA
697
of 712 applications
Denial rate
0.8%
Purchase · WA 5.9%
Rate spread
+0.14 pts
Conv. · WA +0.10 pts
Loan amount
$405,000
Purchase · WA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase6256120.8%6.500%+0.14 pts$10,020$405,000
Refinance48460.0%6.375%+0.02 pts$6,200$435,000
Cash-out refinance39390.0%6.625%+0.21 pts$6,430$365,000

*Conventional loans only; medians with at least 20 loans.

Washington counties where Canopy Mortgage, LLC ranks in the top 25

CountyRankLoansMarket share
Clallam County3616.5%
Jefferson County6154.4%
Spokane County72413.2%
Whatcom County15381.5%
Kittitas County15152.2%
Douglas County1691.6%
Chelan County2191.0%
Stevens County2161.3%
Ferry County2412.6%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology