Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Utah · HMDA 2025

Canopy Mortgage, LLC mortgages in Utah

Canopy Mortgage, LLC's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.

Canopy Mortgage, LLC originated 454 owner-occupied single-family loans in Utah from 479 completed applications, making it the state's #24 lender by volume.

Its median conventional purchase loan costs were $7,720 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.50% (Utah: 6.50%).

Loans in UT
454
of 479 applications
Denial rate
2.1%
Purchase · UT 6.5%
Rate spread
−0.01 pts
Conv. · UT +0.05 pts
Loan amount
$445,000
Purchase · UT $435,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3393282.1%6.500%−0.01 pts$7,720$445,000
Refinance88844.5%6.125%−0.09 pts$3,470$475,000
Cash-out refinance524219.2%6.625%+0.22 pts$5,020$385,000

*Conventional loans only; medians with at least 20 loans.

Utah counties where Canopy Mortgage, LLC ranks in the top 25

CountyRankLoansMarket share
Morgan County1241.7%
Sevier County1341.3%
Carbon County1451.5%
Utah County161491.3%
Sanpete County2040.9%
Salt Lake County221170.8%
Davis County22591.1%
Iron County2280.7%
Duchesne County2320.9%
Cache County25130.7%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology