Lender in North Carolina · HMDA 2025
Canopy Mortgage, LLC mortgages in North Carolina
Canopy Mortgage, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Canopy Mortgage, LLC originated 254 owner-occupied single-family loans in North Carolina from 263 completed applications.
Its median conventional purchase loan costs were $7,140 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.50% (North Carolina: 6.50%).
Loans in NC
254
of 263 applications
Denial rate
2.1%
Purchase · NC 7.6%
Rate spread
+0.14 pts
Conv. · NC +0.04 pts
Loan amount
$265,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 241 | 236 | 2.1% | 6.500% | +0.14 pts | $7,140 | $265,000 |
| Refinance | 10 | 8 | — | — | — | — | — |
| Cash-out refinance | 12 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Canopy Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Davidson County | 19 | 37 | 1.3% |
| Randolph County | 23 | 19 | 1.1% |
| Forsyth County | 25 | 56 | 1.0% |
- Canopy Mortgage, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology