Lender in Texas · HMDA 2025
Canopy Mortgage, LLC mortgages in Texas
Canopy Mortgage, LLC's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Canopy Mortgage, LLC originated 652 owner-occupied single-family loans in Texas from 702 completed applications.
Its median conventional purchase loan costs were $9,200 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
652
of 702 applications
Denial rate
3.7%
Purchase · TX 10.2%
Rate spread
+0.10 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 617 | 585 | 3.7% | 6.500% | +0.10 pts | $9,200 | $295,000 |
| Refinance | 51 | 42 | 11.8% | 6.625% | +0.14 pts | $5,550 | $355,000 |
| Cash-out refinance | 34 | 25 | 23.5% | 6.990% | +0.80 pts | $6,970 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Canopy Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lamar County | 4 | 25 | 6.5% |
| Newton County | 5 | 3 | 6.1% |
| Hardin County | 6 | 28 | 4.3% |
| Orange County | 7 | 31 | 3.3% |
| Hudspeth County | 7 | 1 | 4.3% |
| Jefferson County | 8 | 69 | 3.3% |
| Bee County | 12 | 3 | 2.0% |
| Comanche County | 17 | 2 | 1.4% |
| Gregg County | 20 | 13 | 1.0% |
| Caldwell County | 24 | 3 | 0.5% |
| Chambers County | 25 | 11 | 0.9% |
- Canopy Mortgage, LLC nationwide
- Texas mortgage market
- Canopy Mortgage, LLC in Georgia
- Canopy Mortgage, LLC in Alabama
- Canopy Mortgage, LLC in Washington
- Canopy Mortgage, LLC in Utah
- Canopy Mortgage, LLC in Idaho
- Canopy Mortgage, LLC in Oklahoma
- Canopy Mortgage, LLC in Tennessee
- Canopy Mortgage, LLC in Nevada
- Canopy Mortgage, LLC in North Carolina
- Canopy Mortgage, LLC in California
- Canopy Mortgage, LLC in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology