Lender in California · HMDA 2025
Canopy Mortgage, LLC mortgages in California
Canopy Mortgage, LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Canopy Mortgage, LLC originated 239 owner-occupied single-family loans in California from 259 completed applications.
Its median conventional purchase loan costs were $8,130 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.875% (California: 6.625%).
Loans in CA
239
of 259 applications
Denial rate
1.4%
Purchase · CA 8.9%
Rate spread
+0.28 pts
Conv. · CA +0.09 pts
Loan amount
$465,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 211 | 203 | 1.4% | 6.875% | +0.28 pts | $8,130 | $465,000 |
| Refinance | 26 | 23 | 11.5% | — | −0.01 pts | $4,260 | $475,000 |
| Cash-out refinance | 22 | 13 | 40.9% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
California counties where Canopy Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sierra County | 13 | 1 | 4.2% |
- Canopy Mortgage, LLC nationwide
- California mortgage market
- Canopy Mortgage, LLC in Georgia
- Canopy Mortgage, LLC in Alabama
- Canopy Mortgage, LLC in Washington
- Canopy Mortgage, LLC in Texas
- Canopy Mortgage, LLC in Utah
- Canopy Mortgage, LLC in Idaho
- Canopy Mortgage, LLC in Oklahoma
- Canopy Mortgage, LLC in Tennessee
- Canopy Mortgage, LLC in Nevada
- Canopy Mortgage, LLC in North Carolina
- Canopy Mortgage, LLC in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology