Lender in Louisiana · HMDA 2025
First Horizon Bank mortgages in Louisiana
First Horizon Bank's 2025 home-purchase and refinance lending in Louisiana, compared with all lenders in the state.
First Horizon Bank originated 800 owner-occupied single-family loans in Louisiana from 854 completed applications, making it the state's #16 lender by volume.
Its median conventional purchase loan costs were $5,130 versus $4,900 for all Louisiana lenders, at a median 30-year fixed rate of 6.50% (Louisiana: 6.625%).
Loans in LA
800
of 854 applications
Denial rate
4.5%
Purchase · LA 10.2%
Rate spread
−0.01 pts
Conv. · LA +0.19 pts
Loan amount
$275,000
Purchase · LA $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 749 | 713 | 4.5% | 6.500% | −0.01 pts | $5,130 | $275,000 |
| Refinance | 52 | 45 | 13.5% | — | −0.06 pts | $4,720 | $285,000 |
| Cash-out refinance | 53 | 42 | 20.8% | 6.500% | +0.00 pts | $4,950 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Louisiana counties where First Horizon Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Orleans Parish | 1 | 243 | 9.5% |
| Iberia Parish | 2 | 28 | 6.2% |
| St. Mary Parish | 2 | 24 | 9.9% |
| Jefferson Parish | 5 | 145 | 4.4% |
| Lafayette Parish | 10 | 72 | 2.1% |
| St. Tammany Parish | 15 | 75 | 1.9% |
| St. Bernard Parish | 15 | 6 | 1.6% |
| Calcasieu Parish | 16 | 46 | 2.5% |
| Morehouse Parish | 16 | 3 | 2.4% |
| Ouachita Parish | 17 | 20 | 1.5% |
| Washington Parish | 17 | 4 | 1.6% |
| St. Charles Parish | 18 | 8 | 1.4% |
| St. Martin Parish | 21 | 7 | 1.6% |
| St. Landry Parish | 23 | 7 | 1.2% |
| East Baton Rouge Parish | 24 | 56 | 1.3% |
| Lafourche Parish | 25 | 6 | 0.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology