Lender in North Carolina · HMDA 2025
First Horizon Bank mortgages in North Carolina
First Horizon Bank's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
First Horizon Bank originated 222 owner-occupied single-family loans in North Carolina from 241 completed applications.
Its median conventional purchase loan costs were $4,410 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.50% (North Carolina: 6.50%).
Loans in NC
222
of 241 applications
Denial rate
4.0%
Purchase · NC 7.6%
Rate spread
+0.01 pts
Conv. · NC +0.04 pts
Loan amount
$415,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 176 | 169 | 4.0% | 6.500% | +0.01 pts | $4,410 | $415,000 |
| Refinance | 21 | 19 | 9.5% | — | — | — | — |
| Cash-out refinance | 44 | 34 | 22.7% | 6.625% | +0.01 pts | $3,530 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology