Lender in Texas · HMDA 2025
First Horizon Bank mortgages in Texas
First Horizon Bank's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
First Horizon Bank originated 779 owner-occupied single-family loans in Texas from 840 completed applications.
Its median conventional purchase loan costs were $7,410 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
779
of 840 applications
Denial rate
6.7%
Purchase · TX 10.2%
Rate spread
−0.05 pts
Conv. · TX +0.09 pts
Loan amount
$535,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 733 | 683 | 6.7% | 6.500% | −0.05 pts | $7,410 | $535,000 |
| Refinance | 86 | 80 | 7.0% | 6.125% | −0.14 pts | $5,150 | $625,000 |
| Cash-out refinance | 21 | 16 | 23.8% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where First Horizon Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Presidio County | 11 | 1 | 7.1% |
| Dallas County | 14 | 276 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology