Lender in Georgia · HMDA 2025
First Horizon Bank mortgages in Georgia
First Horizon Bank's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
First Horizon Bank originated 261 owner-occupied single-family loans in Georgia from 281 completed applications.
Its median conventional purchase loan costs were $5,880 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
261
of 281 applications
Denial rate
4.1%
Purchase · GA 9.9%
Rate spread
+0.01 pts
Conv. · GA +0.13 pts
Loan amount
$505,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 244 | 231 | 4.1% | 6.500% | +0.01 pts | $5,880 | $505,000 |
| Refinance | 26 | 20 | 19.2% | — | — | — | $455,000 |
| Cash-out refinance | 11 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology