Lender in Tennessee · HMDA 2025
First Horizon Bank mortgages in Tennessee
First Horizon Bank's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
First Horizon Bank originated 808 owner-occupied single-family loans in Tennessee from 899 completed applications.
Its median conventional purchase loan costs were $4,690 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.50% (Tennessee: 6.624%).
Loans in TN
808
of 899 applications
Denial rate
6.2%
Purchase · TN 7.7%
Rate spread
+0.02 pts
Conv. · TN +0.11 pts
Loan amount
$375,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 744 | 697 | 6.2% | 6.500% | +0.02 pts | $4,690 | $375,000 |
| Refinance | 55 | 43 | 21.8% | 6.250% | −0.13 pts | $3,690 | $475,000 |
| Cash-out refinance | 100 | 68 | 32.0% | 6.625% | +0.16 pts | $3,700 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where First Horizon Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Shelby County | 12 | 173 | 2.1% |
| Washington County | 15 | 29 | 1.5% |
| Carter County | 16 | 10 | 1.6% |
| Knox County | 17 | 108 | 1.4% |
| Hardeman County | 17 | 3 | 1.7% |
| Greene County | 18 | 11 | 1.3% |
| Davidson County | 20 | 126 | 1.3% |
| McNairy County | 22 | 4 | 1.3% |
| Williamson County | 23 | 46 | 0.9% |
| Hamilton County | 24 | 63 | 1.1% |
| Gibson County | 24 | 6 | 0.8% |
| Obion County | 25 | 3 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology