Lender in Florida · HMDA 2025
First Horizon Bank mortgages in Florida
First Horizon Bank's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
First Horizon Bank originated 576 owner-occupied single-family loans in Florida from 656 completed applications.
Its median conventional purchase loan costs were $7,500 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.50% (Florida: 6.625%).
Loans in FL
576
of 656 applications
Denial rate
10.4%
Purchase · FL 12.8%
Rate spread
+0.01 pts
Conv. · FL +0.14 pts
Loan amount
$565,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 587 | 524 | 10.4% | 6.500% | +0.01 pts | $7,500 | $565,000 |
| Refinance | 33 | 28 | 15.2% | — | −0.21 pts | $5,160 | $435,000 |
| Cash-out refinance | 36 | 24 | 33.3% | — | +0.15 pts | $6,810 | $535,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where First Horizon Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Monroe County | 2 | 102 | 15.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology