Lender in Colorado · HMDA 2025
Freedom Mortgage Corporation mortgages in Colorado
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Freedom Mortgage Corporation originated 1,518 owner-occupied single-family loans in Colorado from 1,994 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $6,980 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.75% (Colorado: 6.50%).
Loans in CO
1,518
of 1,994 applications
Denial rate
7.7%
Purchase · CO 6.3%
Rate spread
−0.04 pts
Conv. · CO +0.04 pts
Loan amount
$455,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 362 | 330 | 7.7% | 6.750% | −0.04 pts | $6,980 | $455,000 |
| Refinance | 1,155 | 851 | 4.6% | 6.125% | +0.03 pts | $2,110 | $435,000 |
| Cash-out refinance | 477 | 337 | 23.7% | 6.990% | +0.79 pts | $9,670 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Freedom Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 40.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cheyenne County | 2 | 2 | 15.4% |
| Rio Grande County | 3 | 8 | 7.0% |
| El Paso County | 4 | 465 | 3.3% |
| Kiowa County | 4 | 1 | 10.0% |
| Montezuma County | 5 | 7 | 2.7% |
| Gilpin County | 5 | 5 | 4.2% |
| Costilla County | 5 | 2 | 7.1% |
| Teller County | 6 | 13 | 2.2% |
| Park County | 6 | 9 | 2.2% |
| Moffat County | 6 | 5 | 2.9% |
| Phillips County | 6 | 3 | 6.0% |
| Pueblo County | 7 | 71 | 2.7% |
| Rio Blanco County | 7 | 4 | 3.8% |
| Crowley County | 8 | 1 | 4.5% |
| Dolores County | 8 | 1 | 5.3% |
| Washington County | 9 | 2 | 3.2% |
| Fremont County | 10 | 14 | 2.1% |
| Logan County | 10 | 4 | 1.8% |
| Arapahoe County | 11 | 142 | 1.5% |
| Mesa County | 11 | 49 | 1.8% |
| Adams County | 12 | 149 | 1.7% |
| Delta County | 12 | 6 | 1.4% |
| Archuleta County | 13 | 4 | 1.6% |
| Weld County | 14 | 110 | 1.6% |
| Garfield County | 14 | 11 | 1.5% |
| La Plata County | 14 | 7 | 1.0% |
| Custer County | 14 | 2 | 2.2% |
| Elbert County | 16 | 11 | 1.2% |
| Clear Creek County | 17 | 3 | 1.7% |
| Douglas County | 18 | 97 | 1.2% |
- Freedom Mortgage Corporation nationwide
- Colorado mortgage market
- Freedom Mortgage Corporation in Texas
- Freedom Mortgage Corporation in Florida
- Freedom Mortgage Corporation in North Carolina
- Freedom Mortgage Corporation in Georgia
- Freedom Mortgage Corporation in California
- Freedom Mortgage Corporation in Virginia
- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
- Freedom Mortgage Corporation in Tennessee
- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology