Lender in Massachusetts · HMDA 2025
Freedom Mortgage Corporation mortgages in Massachusetts
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Freedom Mortgage Corporation originated 783 owner-occupied single-family loans in Massachusetts from 1,165 completed applications, making it the state's #19 lender by volume.
Its median conventional purchase loan costs were $7,510 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.625% (Massachusetts: 6.575%).
Loans in MA
783
of 1,165 applications
Denial rate
14.0%
Purchase · MA 6.3%
Rate spread
+0.19 pts
Conv. · MA +0.02 pts
Loan amount
$505,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 107 | 91 | 14.0% | 6.625% | +0.19 pts | $7,510 | $505,000 |
| Refinance | 607 | 406 | 5.8% | — | +0.10 pts | $1,710 | $455,000 |
| Cash-out refinance | 451 | 286 | 33.7% | 6.990% | +0.79 pts | $10,260 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Freedom Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Barnstable County | 12 | 34 | 1.4% |
| Berkshire County | 13 | 11 | 0.8% |
| Worcester County | 14 | 150 | 1.4% |
| Bristol County | 14 | 113 | 1.9% |
| Plymouth County | 17 | 100 | 1.5% |
| Hampden County | 17 | 75 | 1.5% |
| Hampshire County | 20 | 17 | 1.4% |
| Franklin County | 20 | 8 | 1.2% |
| Essex County | 23 | 83 | 1.0% |
- Freedom Mortgage Corporation nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology